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Lloyds Bank Plc is a retail bank in the United Kingdom. It was established in 1995 by the merger of Lloyds Bank – established in Birmingham in 1765 and traditionally considered one of the Big Four clearing banks – with the TSB Group which was established in 1810. Lloyds TSB has an extensive network of branches and ATMs in England and Wales and offers 24-hour telephone and online banking services. As of 2012 it has 16 million personal customers and small business accounts.
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